If you’re planning to buy a home, here is a checklist to help you prepare:

1. Check your credit score

2. Clean up any errors or discrepancies

   (Credit errors are more common than you might think, so contact the credit bureau to correct any erroneous information.)

3. Decide how much home you can afford

   (Factor in the size of your down payment, the type of mortgage you will qualify for, and current interest rates.)

4. Shop for a mortgage lender

   (Shop around to find the best rate and mortgage option for you.)

5. Secure mortgage pre-approval

   (Often a pre-approval is required for a seller to take your offer seriously.)

6. Save for a down payment

   (The more you can put down, the less you’ll have to borrow, and the lower your monthly payments will be.)

7. Find a Real Estate Company

   (An experienced Real Estate Agent can help you navigate the home buying process, guide you though neighborhoods, inspections, contracts, and negotiations.)

   White Oak Real Estate is honored to be considered in your search for a Real Estate Company and would love the opportunity to find the perfect home for you. Please contact us if you have any questions.